Who We Are

The Change Company strives to level the playing field for Black, Latino, and underserved communities by helping bring social and racial equity to banking. We empower diverse small businesses, entrepreneurs, and empower homeowners to pursue their dreams by expanding their access to capital.

Our Mission

To Bank The Underbanked, fairly and responsibly.

What is A


We earned our Community Development Financial Institution (“CDFI”) certification from the United States Department Treasury CDFI Fund in May 2018. A CDFI Fund helps promote access to capital and local economic growth in low income and developing communities across the nation. This designation allows us to successfully pursue our purpose – providing equal access to the American Dream for all communities, no matter their socio-economic standing.

How we serve

Bank the Underbanked

Partner with socially responsible
organizations and investors

Provide Fair and Responsible lending to underserved communities

Be the voice of the voiceless - be advocates for the underserved

Our Partners

Strategic partnerships in expanding capital to the underserved.

Join the Team

Want to become a part of a mission based financial services company?

All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms and conditions may change without notice. Not all programs are available in all states. Commerce Home Mortgage, LLC (“CHM”) is a state-licensed mortgage lender and broker, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; GA: Georgia Residential Mortgage Licensee #48010. For other states, click here.